Get Term Life Insurance with No Exam!
One Seamless Process, Three Possible Pathways:
You Apply, We Do the Rest
We offer choices for a customizable approach to underwriting. With our streamlined underwriting, your application is intelligently routed for the least invasive underwriting method possible. For example, if your applicatio is first considered for accelerated and they do not qualify, it is automatically considered for modified underwriting where a physical with full lab work within the past 12 months from your doctor is required. If you don’t qualify for the modified underwriting pathway, your’re automatically pivoted to traditional underwriting.