Common Health Risks
The biggest Life Insurance deterrent for individuals is a medical exam and the fear of getting denied. Most individuals have had a health condition at a some point in time.
The approval method of Life Insurance is changing. In some cases, you may receive an instant approval or denial, based on your health condition history.
This does not mean that you will be unable to purchase Life Insurance if you have had or have a health condition, it may simply take a bit more work – or the help of a professional to guide you.