Sleep apnea is so common!
Don’t we all know someone who has it and wears a CPAP?
Here at Arlington Greene Agency we get asked all the time, “I’m worried I won’t get great life insurance rates if I have sleep apnea?”
Most often clients tell us they have a machine but hate wearing it!
We get it.
No worries, we’ve helped insure hundreds of clients just like YOU with this same condition. We can help you too.
You’ve come to the right place.
Let’s review a few easy steps to get started.
Sleep apnea is an abnormal breathing condition while asleep.
It affects more than 20 million Americans.
The hallmark to the condition is you have long pauses in your breathing pattern which causes your oxygen level to drop.
Often times people believe that it’s diagnosed with loud snoring, or maybe your sleeping partner hears you stop breathing for a period.
Sleep apnea is diagnosed during a “sleep study.” While you sleep your oxygen level and breathing pattern is monitored.
It used to be a complex test done in a doctors office type setting but now you can do it from home.
If indeed you have sleep apnea, the treatment is often a CPAP machine. CPAP stands for; continues positive airway pressure.
If left untreated it puts you at risk for;
So you can see. Having sleep apnea can cause serious health conditions and therefore increase your life insurance rates.
Let’s talk about some key things life insurance companies look for.
Your weight:
Your blood pressure:
Smoking:
Buying life insurance is similar to buying car insurance.
Each company looks at rates/conditions differently and premiums can range across the board. That’s why shopping around for the best rates and coverage is the way to go.
You may pay more for life insurance if you’re a smoker, or have heart disease just like if you have a bad driving record or DUI you pay more for car insurance.
But don’t let this scare you.
We have relationships with all the best life insurance companies such as; Prudential, Transamerica, and Pacific Life.
After reviewing some of your basic health stats, we will guide you to 2-3 companies that can offer you the best rates and coverage.
We’ve been helping clients like you for over 30 years. We know the ends and outs of the underwriting process to make your decision easy.
You need a guide.
Don’t let sleep apnea and the fear of high life insurance rates stop you from protecting what you love most.
YOUR FAMILY
YOUR BUSINESS
Spend 3 minutes of your time today and let us do the rest!
Get a quote today!!
No pressure, No obligation
We have helped clients just like you- and we can get you the coverage you need at a price you can afford.
You have come to the best.