Have AFIB? You Can Still Get
Great Life Insurance Rates;
You Need A Guide!
Atrial Fibrillation or Atrial Flutter
Did you know?
Atrial fibrillation or atrial flutter are similar irregular heart rhythm. Did you know they are so very common?
I am sure most folks know someone who has had this condition.
Fortunately it is not a deadly heart rhythm but more of a nuisance- you may agree.
Today, let me walk you through the best life insurance companies out there for coverage with afib.
You need a guide- I am going to show you our secrets! Ready?
- What is Afib
- Common Symptoms of Afib
- Medications and Treatment Options
- What Insurance Companies We Turn To
- Coverage Calculator
- FAQ
- Why Work With Us
WHAT IS ATRIAL FIB?
Atrial fibrillation or afib is the most common irregular heart rhythm that often leads to fast heart rates.
It’s not deadly heart rhythm but if left untreated can cause heart failure and also can cause a stroke.
The older you get the more likely you are to have this.
Some risk factors for afib include:
- Hypertension
- Age > 65
- Diabetes
- Sleep Apnea
- Heavy Alcohol
- Obesity
- Over Active Thyroid
Often times you may have afib and not even know it. Surprisingly there are a large number of people who find out they have afib while at their routine doctors visit or maybe while in the ER for other complaints.
Some folks have symptoms such as:
- Palpitations or Racing Heart Rate
- Chest Pain
- Shortness of Breath
- Dizzy or Light Headed
- Tired/Fatigue
What People Say
About Symptoms
Rate Control Medications
- Metoprolol/Toprol XL
- Cardizem/Diltiazem/Calan
- Digoxin
Treatments
- Cardioversion or Shocking The Heart
- Ablation
- Pacemaker
Blood Thinner
Used to prevent stroke:
- Coumadin/warfarin
- Xarelto
- Eliquis
- Aspirin
Antiarrhythmic Medications
- Amiodarone
- Tikosyn
- Rhythmol
- Sotalol/betapace
Who Do We Turn To
American General
Continually ranks high in “Best Life Insurance Companies:”
- Known for quick underwriting process
- Competitive Rates
- Policies you can trust
Prudential
A+ Rated Insurance Company consistently
- Underwriting process minus all the red tape
- Rates often outbeat competitors
- Our clients can often get more policy for the money
Lincoln National
A great overall company that always puts clients first. Always rated in the top.
- Easy to find policies that fit our clients needs
- Underwriting process is often unmatched
- Competitive rates-often can't get elsewhere
In reality, many common and manageable conditions won’t disqualify you from being approved for a policy. It varies by insurer and may affect the cost of coverage, but many companies will grant coverage.
Erie Insurance Blog
F.A.Q.
Frequently Asked
Our clients often ask
You can, but not advisable. See, when you go directly through the company you only get a look at THEIR rates. When we help you “shop” rates and policies you are guaranteed to get the most competitive rates and often larger policy amounts. Better deal for you!
We get it- sometimes after a health event it makes you look at your priorities. Don’t be worried- we help clients everyday with health conditions find the perfect policy. You need a guide.
Most likely yes but really it’s an easy exam. A medical aid will come to you. Either your home or office, at your convince and often it take 45 min OR LESS. The insurance company requires these to help them determine their cost/risk to cover you. Height, weight, BP, urine, blood work are often parts of the exam.
Typically, around 1 month give or take. What happens is we help request your medical records. The insurance company has “underwriters” who review your records. You often have an in-home medical exam by a medical aid, then the companies come back with their final rates to you. Often we have sent your information to a couple insurance companies in order to “shop” the best policy and rates.
This just takes a bit of time…
But don’t worry- it goes faster than you think and we’re here to help you through the process and keep you updated.
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