We get it…..no one gets excited thinking about life insurance.
It’s one of those “responsible” things you do as a parent, spouse, business owner or even adult child.
I do know that if we see someone go through a sudden loss and they have a life insurance policy to help protect them…we want to know we have that same peace of mind.
We don’t like to talk about needing life insurance with such doom and gloom but more like having life insurance for;
mortgage protection
college protection
lifestyle protection
business protection
Just as an example; having a million dollar life insurance policy can offer you that protection in case of sudden income loss.
Lets look at your options.
Whole/Permanent Life Insuracne
Simple; we suggest you take your yearly income and multiply by 10. This is often a starting point and then you look to see if this will cover your families needs.
example: $250,000/year x 10= $ 2.5 million dollar policy.
or
$80,000/year x 10= $800,000 policy
This may seem like ALOT…or too little. Don’t worry, your needs are specific to you. You may be just looking for a specific coverage amount to cover your mortgage, or children’s college expenses. A term life insurance policy can do that for you.
It’s Easy;
Start with a free quote– our quoter is so easy to use. Type in some basic information such as your age, health status and you instantly get an idea of how much per month a policy would cost.
Based on that amount it can help you decide if you need more or less coverage.
Specific insurance companies will post their rates and you can pick a certain company if you prefer or you can choose the least expensive.
But listen…you can always switch companies after you start the application process. Also, you can change the policy amount down the road. It’s easy. We help you shop the best policy for your needs.
It doesn’t have to be dull and overwhelming, we help you through every step.